Long Term Insurance
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Points to Ponder
Underinsurance could lead to claims discrepancies. Check with your broker that you are adequately insured.

If you have recently moved, your broker needs to be informed immediately as this could affect your cover.

Do you have up-to-date valuations for all your valuable items? This could prevent unnecessary delays should there be a claim.

Misrepresentation can invalidate claims. Be honest and upfront at all times with your broker to prevent this.

It is essential that stipulated security requirements are met at all times. Confirm these requirements on your schedule and in your policy wording.

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Products

Below is a brief overview of some of the different products that we have on offer. Please note that as a broker, we have the ability to place any type of risk, and are not restricted to the products listed below.

Select Quicklink Personal Lines / Domestic Insurance
Select Quicklink Commercial Lines Insurance
Select Quicklink Engineering
Select Quicklink Marine
Select Quicklink Motor Fleet
Select Quicklink Specialist Cover
Select Quicklink Tailor Made Solutions


Personal Lines / Domestic Insurance

This product is designed to cover an individual’s personal assets. Some examples of these are as follows:

- Private Dwelling (Structure): Comprehensive cover in respect of loss or damage to the building including fixtures
  and fittings.

- Household Contents (All contents of the private dwelling): Comprehensive cover in respect of all losses relating to
  the household contents.

- All Risk Items (Cell phones, Jewellery etc.): All Risk cover in respect of any loss to your high risk items both at
  home and away from the premises.

- Motor Vehicle Insurance: Comprehensive options available to cover any type of vehicle for all classes of use.
  
Note that we also offer the following additional value added benefits:

- Full car hire cover following an theft or total loss and accidental damage to an insured vehicle.
- Flat vehicle excess options in the event of a claim
- Total excess busters (No excess) in the event of a claim.

Commercial Lines Insurance

This product offering is designed to provide comprehensive cover in respect of all exposures that may affect your
business not only at the premises itself but also those away from your premises. One of our professionals will consult with
with you personally, advise on and tailor-make a product unique and best suited to your business to ensure that you
benefit from the most comprehensive, cost effective product.

Some of the main classes of cover insured her are:

- Fire (Including Storm, wind, water etc.)
- Business Interruption following an insured loss (Including business interruption following power failures)
- Office Contents & Electronic Equipment (Including software, loss of data etc.)
- Theft of stock
- Money
- Glass
- Goods in Transit
- All Risk Items (Tools, Cameras etc.)
- Liabilities
- Motor Vehicles

Engineering

The Engineering classes of insurance provide specialised insurance covers. Some examples are as follows:

- Contractors/ Builders Insurance including contractors liability
- Plant & machinery breakdown including loss of profits following machinery breakdown, etc.
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Marine

Marine classes of insurance are also specialist covers providing cover in respect of the following:

- Hull Insurance: Loss or damage to ships, boats and other waterborne vessels.
- Loss or damage to goods whilst being conveyed by land, sea or air including the storage or handling in connection
  with such conveyance.spacer

Motor Fleets

Various comprehensive covers available for corporate motor fleets including associated Liability risks.

Specialist Cover

Various specialist products/covers are available in addition to standard products for the following risks:

  • Buildings – Commercial & Domestic
  • Schools
  • Jeweller's & Associated Risks
  • Travel Insurance
  • Liability
  • Executive Vehicle Policies
Tailor Made Solutions

If you believe that your risk is unique, call us to discuss designing a tailor made solution just for you.



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