Alan started his career in the short term insurance industry in 1991 in the sales department of Auto & General. In 1992, he left to start a small brokerage which he built up and ran until joining forces with another small outfit which became a company called CIB Insurance Solutions. Over the following 10 years, they built this business up to large and very successful company. In 2006 Alan sold his shareholding in CIB to form Insurance Zone Insurance Brokers. At the time of his exit, CIB was capitalized at over R 100 million.

Alan has completed his Certificate of Proficiency and has obtained his ICIBS qualifications in short term insurance. He has completed numerous other courses in the field of short term insurance and is currently busy with his Higher Certificate in business studies.

Alan has a very good understanding and aptitude for the short term insurance industry, particularly with regards to domestic insurance, and this is where he is put to good use by innovative product development and rating to the benefit of his clients.

Stuart joined the Life Assurance industry in April 1983, where he spent the first seven years as a corporate benefits advisor for Liberty Life in Durban. He moved into the individual sales market,working as a broker for First Bowrings until he was approached to join the Southern Life management team in 1996. In a space of just over 3 years he recruited and developed a team of consultants, which was recognised as the top branch in 2000. In 2001 Liberty Life approached Stuart to join the management team in Johannesburg and to build and manage a team of consultants in the Edenvale region. In 2005 Stuart and his team were again recognised as the top branch nationally for that year.

Stuart has a passion and an unending desire to help people grow and achieve their own personal goals. He is highly regarded in the industry as a coach/mentor, and as a person of unquestionable integrity.

Prakashnie joined Liberty Life in 2000 as an administration assistant in the Medical Scheme division. In 2001 she joined Andrew Roos as full time administrator, responsible for all aspects of Corporate Benefits and personal policy administration, over the past 6 years. In this area, her in depth understanding of the administration processes underlying all types of life insurance and employee benefit products, meticulous record keeping and attention to detail, improved the efficiency of Andrew’s entire operation. During the past 2 years Prakashnie has established and developed meaningful relationships with several service providers, which ensures that our client’s business receives priority servicing at all levels.

In 2006 she attained her certificate with the Financial Planning Institute of South Africa as a Registered Financial Planner, and is currently continuing her studies in order to keep abreast of the ever changing insurance and financial services industry.

As Administration Manager for Insurance Zone Actuaries & Consultants, Prakashnie is now leveraging her knowledge and skills to build a dedicated and motivated administration team, to provide customers with a professional and personal servicing experience unmatched by any other provider.

Michael matriculated in 1997, where he went straight into teaching and running a sports department at a high and primary school.  At the same time he started studying his B. Com at RAU (Currently UJ), where he majored in Business management, Industrial Psychology, Exercise Physiology and sports medicine.  In 2005 he left teaching and joined Toyota in their sales team where he excelled and also won numerous awards. 

Stuart joined the financial planning industry in 2008.  He believes in offering a fully independent service to meet personal/family and corporate needs. This is based on a personal and financial analysis of client needs, resulting in an agreed set of actions which are then implemented in conjunction with the client.
Access to a wide range of investment and insurance products and providers ensures the ability to be flexible in providing a professional and personalised service.

Vanessa has been in the insurance industry for over ten years.  She recently made the move from administration to sales which gives her the advantage of being as effective as an administrator as at sales which allows her to keep the same intensity of the sales process throughout the whole lifespan of your entire portfolio.  She can provide full and comprehensive advice on your personal financial planning, including:

• Retirement planning – pre and post
• Business Assurance
• Estate planning
• Life, disability and dread disease
• Tax efficiency
• Investments

She conducts an in depth financial analysis for all her clients in order to offer the highest level of advice.   She always strives for self improvement and spends much of her time keeping up to date with the latest industry changes as well as investment and market indicators.

What is the greatest asset in your life??  Most people think it is their house, vehicle and accessories.  They are wrong.  For the vast majority of people, the greatest asset they have is the ability to generate income.

Please contact me with regards to providing you with the electronic problem solving approach to financial success.  I can assist with Risk, Retirement and Investment needs for the unique individual to the complex business solutions available.

Bhadresh can assist you with providing well-researched, objective personal financial advice.  He passed the Life exam of the Institute of Life and Pensions Advisors (ILPA).
He can be contacted to provide planning for:

• Pre-  and post retirement planning using carefully selected, well-managed investments
• Package structuring for tax efficiency
• Risk and Disability
• Business Assurance including Deferred Compensation plans, buy and sell agreements and Key person assurance

Roger joined Liberty Life in 1988 where he gained significant industry experience working within various departments. He had the pleasure of working in a line department known as policy changes.  He was also a supervisor of various teams.  From 1992 he worked in the field as a trainer, developing and supporting Agency financial advisors, Brokers, Franchises, SBFC, Nedband and all support staff.

He was also the Head of Liberty new recruit training department for a number of years as well as the Section Head of the Endorsement department.

Kobus’s working career spans 43 years, half of which has involved sales and sales management of scientific equipment, computer based training and management consultancy. The other half has been with Liberty Life as an Agency Consultant, primarily in corporate assurance and retirement funds. Especially in the latter, Liberty’s on-going training combined with academic qualifications in science, mathematics and economics stood him in good stead. His portfolio of pension and provident funds provided some R 30 million in annual premium income and R 200 million in assets at its height.  Although semi-retired as from June 2009, Kobus joined Insurance Zone as a franchise agent to facilitate the handover of his corporate business, and to focus his skills and experience on the retirement fund industry.