Insurance Zone

Insurance Zone specialises in the provision of comprehensive group retirement funding and insurance solutions through the effective design, implementation and administration of Pension and Provident Funds.

Through our experience and thorough understanding of the employee benefits market and the needs of each individual client, we are able add value to the employer, fund trustees and members.

Insurance Zone would be responsible for structuring the fund benefits (on a new fund) and reviewing any existing arrangements. This process in repeated at least every 2 years to ensure the benefits remains current and that members enjoy the best the market has to offer.

We are also able to assist fund trustees with defining an investment strategy. Regular investment information is provided to facilitate decision making including investment performance; asset class composition and market investment return comparisons.

To ensure a smooth administration experience Liberty Life are appointed as the administrator to all our clients. Liberty Life is the largest fund administrator of small to medium funds and adds over a 1000 new funds to its client base every year. Insurance Zone acts as principle liaison between the fund, members, administrator and insurance companies, arranging for medical assessments as well as advising and assisting with any new entrants or claims against the fund.

We believe that it is in combining the advantages of dealing with a smaller company that really cares about you and your business with the administrative efficiencies of a large company like Liberty Life where true value can be found for our clients. In addition to the benefits our clients enjoy through our franchise relationship with Liberty Life, we take care to ensure that we provide advice that is appropriate to each of our clients and free from any undue influence. As such we are proud to state that even though we promote the Liberty Life system platform we are able to place our client’s insurance benefits and investments with the most appropriate from a wide list of large insurance companies and asset managers.

No employee benefits programme is complete without offering staff death in service and disability benefits. As a result these benefits are often integrated with a companies’ retirement fund.

Benefits can be selected from a wide range, including:

These can also be offered on a standalone basis. Insurance Zone will assist employers with structuring benefits that make the most of the budget available for such benefits. We deal with most major insurance providers and can source the deal that is right for you.Our staff members have got extensive product development experience in the group insurance market and would gladly discuss with you your specific insurance needs. We are also able to offer specialist insurance solutions to many professional occupations including loss of licence benefits for airline pilots.

The insurance needs of employers and business owners often extend beyond the need to provide retirement and group insurance products for their staff. Some of the other products we are frequently asked to provide include: