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Points to Ponder

Proposed face-lift for CPI Significant changes have been proposed to the Consumer Price Index (CPI)
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Did you know that less than 6% of South Africans are able to maintain their standard of living after retirement?

Good news: from October 2007 the tax free portion of your retirement benefit increases from R120,000 to R300,000!
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So you’ve resigned? Make sure you sort out your benefits before you leave.

Did you know that you can continue your group life and disability cover when you leave your company arrangement without medical underwriting?

It is the first rand you invest that will provide you with the greatest return.

Your will is your last instruction and wishes to be implemented after your death. Make sure it is not 40 years old and out of date.

Will your business have the liquidity to pay your beneficiaries out on your death?

When is the last time you reviewed your financial plan?

A million rand cover sounds like a lot, but could provide your  spouse with less than R9000 a month to live on, after your death.

Can you trust your Trust? Investec Trusts warn of ‘sham trusts’
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Pension fund gets go-ahead to sue JSE for loss
The Joint Municipal Pension Fund has got the go-ahead from the High Court to
try to sue the JSE for the R1.9bn the fund lost when trading on the maize
futures market in 2003.
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About Us Header
 

Insurance Zone Actuaries is a small firm of dedicated employee benefits and long term insurance specialists, committed to providing quality customer service to medium to large sized retirement funds providing a complete package consisting of the following:

  • Administration Services
  • Employee Benefits Consultancy
  • Investment Consultancy
  • Actuarial Services

Retirement benefit provision is rapidly changing in South Africa. Employees expect more in terms of transparency, participation and communication. Specialised Corporate Consultancy is committed to providing advice and service of the highest quality on all retirement fund matters. Our proposal is aimed at meeting the needs of the employer, trustees and members to the greatest possible degree.
When required we also refer our clients to Insurance Zone Insurance Brokers who are able to look after their short term insurance needs with the same levels of professionalism and attention to detail.

The financial services industry as a whole and the long term insurance industry in particular are faced with several challenges including accusations of a lack of transparency and poor levels of advice. The situation is worsened by the inherent complexity present in many of the current products on the market today.
It is within this environment that we make a real difference by rising to the challenge and setting the benchmark in transparency as well as honest and straightforward advice.
Insurance Zone share key business relationships with some of some of the most influential individuals in the retirement industry today and who are also shaping the industry of tomorrow. By making these resources available to our clients we ensure that you have access to the most up to date thinking and trends in retirement funding.
Our business has been built from the ground up around our clients with whom we share business relationships spanning many years. Our clients endorse our reputation for unquestionable integrity in all that we do.
As a Liberty Life Franchise, we are able to utilise the resources of one of the largest life insurers in South Africa, without sacrificing the personal relationship with our clients.
Our Business Philosophy 
Our business is built on the following core business principles, which are shared by the business partners we choose to deal with, and the clients who choose to deal with us.

  • A common sense approach.
  • A focus on advice.
  • Clear, accurate and transparent reporting.
  • Personal service.
  • Value for money and treating customers fairly.
  • Allowing clients to get on with their business.

Our entire philosophy can be summarized in a single word – Trust. Without it, concluding any transaction makes no sense, and once it is lost, it is almost impossible to get it back.

That is why, at Insurance Zone, we make sure that we earn and deserve your trust, and do our utmost to maintain it.

What is an actuary?
 
 
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